Don't Spend Your Raise, by one of America's leading advocates for personal finance education, offers young people in college or just starting out in the real world practical, doable "money rules" to help them handle their money more wisely and dramatically increase their personal wealth.
Money makes the world go 'round -- Bank on it -- Understanding your money -- Credit cards are the chocolate in your financial diet -- How much debt is too much debt? -- Use your money wisely -- "Budget" is not a four-letter word -- The A-B-Cs of making money work for you -- The future is now.
"Achieve your financial freedom with step-by-step instructions from award-winning investment manager Jesse B. Brown. Discover the easy-to-follow, down-to-earth secret to living your dreams, whether it's buying a new home, buying a new car, sending your children to college, retiring rich, or going on that once-in-a-lifetime vacation. Pay Yourself First is a must-have reference guide for all African Americans who want to experience their own financial security. If you make less than $30,000 a year--or if you are simply a first-time investor--here is your financial "411" on: * How to get out of debt and stay out of debt permanently * How to avoid the most common mistakes people make with their money * How to put time and money to work for you instead of against you * Everything you need to know about today's best investment options, including IRAs, insurance, stocks, bonds, and mutual funds"
Written by a money management expert, this book can save young adults from financial ruin. Please Send Money is filled with dozens of real-life stories of young people, chronicling their money mistakes and offering prescriptive advice on how others can control their own financial destinies.
"Teen authors The Beatty Brothers offer an account of common financial insecurities in their inspirational how-to, Pulling Weeds to Picking Stocks. Heeding their parents' advice, David, Devin, and Deric Beatty have spent their childhood and adolescent years pulling weeds for extra cash, preparing and presenting marketing strategies, picking stocks, and investing in their future. Pulling Weeds to Picking Stocks includes their easy-to-follow tips for being rich at fifteen, thirteen, and seven, such as budget worksheets, work ethics, asset liability evaluation, and tithing. No matter what age, you can follow these practical guidelines to make cents of the change in your life."
This special just-for-teens edition builds a foundation of self-confidence from which readers can realize their dreams of financial security in an increasingly challenging and unreliable job market. Teen-friendly advice, examples, sidebars and straight talk will supplement all of Rich Dad's core advice: Work to learn, not to earn. Don't say "I can't afford it" - instead, say "How can I afford it? " And don't work for money - make money work for you! No matter how confident or "good in school" readers consider themselves to be, this makes financial intelligence available to all young people with its streamlined structure, clean design, and accessible voice.
Provides a basic understanding of how to manage money to help plan financial futures. Very comprehensive, the authors want to help parents and teachers find ways to teach young people how to handle their finances. "A Budget: Your Friend for Life," and "In Over Your Head" are especially helpful chapters, but the book also features quizzes and a 15-page listing of educational, governmental, and financial resources and web sites.
You're no idiot, of course. Money's always on your mind--if you're not working to make more, you're wondering where it all went. Will you have to give up movies and CDs to get your bank account to grow? Play it smart and you can have it all! Whether you're saving for something big--like college--or wondering why you're always broke, this info-packed book has the answers you need. The Complete Idiot's Guide to Money for Teens can show you how to: --Stop the bleeding! Easy ways to get a grip on your expenses. --Make sense of bank and credit card statements. --Save up for college or a car and still have cash for fun. --Work wise and shop smart-get the most from your money. --Pay less for the things you buy-even designer labels! --Learn what it takes to be a teen entrepreneur.
This news of being named an [ALA] Alex Award winner is especially sweet because I, personally, know what it means to be included into a world of free access to books, which has been my real family since the first day of the first grade, when I stepped into the bookmobile.