"As the prospect of a secure financial future and a comfortable retirement becomes increasingly remote for many, and experts are concluding that conventional investing and financial planning strategies aren't working, Pamela Yellen reveals and extraordinary, little-known but time-tested method for growing wealth safely and predictably, even when the stock and real estate markets and other investments tumble."
The seven rules of buying a second home -- What a second home really costs -- Crunching the numbers : how much second home can you afford? -- Raising the cash you'll need up front -- How experts can save you time and money -- Narrowing your search : what and where to buy -- Picking the right house -- Fixer-uppers : finding the gems and avoiding the junk -- Buying straight from the seller : FSBOs -- How family and friends can help (and why they'll even want to) -- Finding your way through the mortgage maze -- You don't have to go it alone : buying with others -- Being a landlord : what you need to know -- Tax-saving strategies.
Includes accompanying CD-ROM: Windows 98; 2000; Me; XP; Macintosh
"...shows that the key to enjoying an active and satisfying retirement is dependent on much more than just having adequate financial resources. It means paying attention to all aspects of life, including leisure activities, creative pursuits, physical and mental well-being, and solid social support. With its friendly format, lively cartoons, and captivating quotations, Zelinski's guide offers inspirational advice on how to follow your dreams instead of someone else's, how to put your retirement in proper perspective, and how to enjoy life after work."
"Living Agelessly is for anyone who rejects the idea that aging is a dreaded event that must be halted. It provides the latest information on maintaining the best health possible, and offers practical advice on creating a secure and enjoyable retirement-rich with wonderful relationships, interesting travel, and rewarding experiences."
"Do you constantly feel anxious about money? Have unopened credit card statements piled up on your countertop? Are you forever losing receipts for items you meant to return? In an economic downturn taking charge of your financial well-being is more crucial than ever. One Year to an Organized Financial Life is a unique week-by-week plan to make saving money simple, automatic, and stress-free. For decades, professional organizer Regina Leeds and financial advisor Russell Wild have helped thousands of clients get their lives in order. Using Leeds's 'Zen organizing' approach, which addresses the underlying causes of chaos and replaces them with routines, they now show readers the steps to improving finances within a manageable timeframe."
"...empowers you to chart your financial course for the decades to come, guiding you through the basics of creating a budget for retirement, investing accrued assets, taking advantage of governmental and nongovernmental benefits and planning for your family's future. You'll get trusted, practical information on reexamining investment strategies and rebalancing a portfolio, long-term care options, pension plans and social security, health care, Medicare, and prescription drug costs, and so much more. Advice on how to invest, spend, and protect your wealth Guidance on wills and trusts."
"Expert advice for changing how you think about money in order to rebuild and protect your retirement assets. Investors who suffered tremendous losses in the market meltdown of 2008 want to know how to protect themselves from being so vulnerable in the future. In Reclaim Your Nest Egg: Take Control of Your Financial Future , Ken Kamen shows investors how they gave up control of their finances and how they can get it back again. Kamen explains: How to recognize the psychological pitfalls, the distracting "noise" from the media and the internet, and the bad financial advice that derailed your planning. How to develop a set of investment principles that can serve as your personal Commandments and keep you on course. How to adopt an investment approach that maximizes the potential for growth while reducing risk, and how to implement it without being confused or overwhelmed."
"...Looking ahead to retirement? Depending on your circumstances and your age, you may no longer have any margin for error. And your emotions and irrational behavior could be perpetuating a dangerous cycle of overspending and rising debt that may shatter whatever vision of retirement you still have. Welcome to the world of Retirementology. Retirementology bridges retirement planning with investor psychology and the market Meltdown of 2008 to produce an entirely new way of thinking about how we spend, how we save, how we borrow, and how we invest. Financial mistakes are deeply rooted in human nature, but you may be able to overcome them--if you understand the breakthrough principles of behavioral economics and apply them in your own retirement planning.
"Dr. Gregory Salsbury identifies some of the classic cognitive biases and behavioral mistakes most of us keep making when it comes to retirement planning. For example: Why will people drive 45 minutes to use a $2.00 coupon? Why won’t people sell a poor performing stock just because they inherited it from grandma? Why do people spend differently with a credit card than they do with cash? Why do people believe that they paid no income taxes because they received a refund? You’ll learn why the financial meltdown has amplified the impact of these all-too-human cognitive mistakes and discover ideas for addressing them. The bottom line for your bottom line is that retirement can no longer be ignored, viewed as a single event, relegated to a 'zone,' or romanticized. Instead, you must understand how every spending and financial decision you make from here on can impact the way you will spend your golden years."
"...gives you specific, step-by-step plans you can use to save your retirement. Forget 'one-size-fits-all' solutions that don’t fit your life. Here are personal plans focused on your unique situation–whether you’re 5, 10, 15, or 20-plus years away from retirement or are scheduled to retire now. (There’s even a detailed plan for people who’ve already retired and want to make sure their money lasts!) No matter what the market meltdown did to your portfolio or how little you’ve saved, you can save your retirement–-if you start now."
What is this thing called retirement, and what does it have to do with me? -- Why am I suddenly thinking about something new? -- Can I afford to make a change? -- What do I get out of work? -- Suppose I don't want to (or can't) stop working? -- How can I scale back on work and find some balance? -- I've always wanted to-- -- How can I give back and enjoy it? -- Can I stay connected with friends and make new ones? -- Why is my partner driving me crazy? -- Conclusion: How do I get the most out of this new stage of life
Reinventing your life at fifty-plus -- Life transitions : endings and beginnings -- Imagination and the next season of your life -- The life themes profiler : developing themes for a new life -- Self-liberation : transcending old roles -- Establishing your criteria for fulfillment -- Connecting your talents to interests -- Relating and behaving differently as a senior -- Coming home : relocating to the good life -- Sustaining vitality : managing your changing self in a changing world -- Conclusion : authoring your life.
"Using your mind and body, and interacting with others are keys to a happy and healthy retirement life. Yes, good genes and money help, too; but you can t pick your ancestors, and your financial situation is whatever you have made it. Successful retirees strive to live each day to the fullest, exercise their minds and bodies, and challenge themselves to continue to learn and grow personally. The Successful Retirement Guide will assist retirees in identifying activities that will help them remain intellectually, socially and physically engaged with life whatever their financial resources."
"...offers both a holistic, big-picture look at these years as well as practical tools and exercises to help you build a life full of security, vitality, and community. This second edition contains updates throughout, including a section on Social Security, an in-depth exercise on values and how they inform your retirement map, and the one-of-a-kind resource for organizing the sea of information on finances and mental and physical health: the Retirement Well-Being Profile."
"If you have an employer-sponsored pension plan, you're among the lucky few. Traditional pensionsin which retirees were guaranteed an income for lifeare a thing of the past. They've been replaced by 401(k) and IRA plans that shift the burden of building and managing a retirement nest egg to the employee. The scary part is that most of us are woefully unprepared to handle this responsibility. That's where Your Nest Egg Game Plan comes in. Using simple language, the authors provide an easy-to-implement framework to design an investment program that will provide the benefits of a traditional pension planwhile offering the flexibility that retirees and pre-retirees demand. Rather than touting individual stock picks, painting doom or gloom scenarios, or focusing on 'the number,' the authors take a broad look at all aspects of investing and income generation."