Get in the green, and stay out of the red with these helpful "money smart" resources and programs at your library.
Premier Online Resources
Morningstar Investment Research Center
Research, data, and analysis for investors. Includes many portfolio tools to calculate asset mixes, retirement costs, college savings, and more.
Small Business Resource Center
Covers all major areas of starting and operating a business: financing, management, marketing, human resources, franchising, accounting, taxes, and more.
Value Line—Expanded Library Edition
Weekly online presentation of Value Line's Investment Survey. Analyst commentaries and rankings on current operations and future prospects for thousands of large, small, and mid-cap companies.
Also, in any library branch, you can ask a librarian to log you into Consumer Reports for product reviews and ratings on cars, appliances, electronics, and more!
Free Tax Preparation Clinics
We provide free income tax preparation clinics in association with the Rappahannock United Way, the AARP, and AmeriCorps through Rappahannock Goodwill Industries. Visit our Tax Answers page for more information, including dates, times, and what is required to bring at each clinic.
Coupon Clippers & Exchange Group
Newton Branch, every Monday except May 29, 7:00–8:00
Clip coupons with other savvy shoppers, and exchange unwanted coupons.
Porter Branch, Thursday, March 16, 6:30–8:00
Learn how to spot and avoid identity theft and fraud so you can protect yourself and your family. Brought to you by the Fraud Watch Network (AARP).
Boots to Business—Reboot!
Porter Branch, Thursday, March 23, 8:00–5:00
Veterans have the character, skills, and discipline needed to succeed as entrepreneurs. Wondering what it will take and how to prepare? Get started with this class offered by the Small Business Administration.
Stocks, Bonds, and Funds! Oh my!
Two locations: England Run Branch, Monday, April 3, 6:30–7:30, and the Salem Church Branch, Monday, April 17, 6:30–7:30
New to the world of investing and not sure where to turn for information? Our librarians show you how to use Morningstar Investment Research Center online, which provides research, data, and analysis by professionals for investors and tools to help everyone from the novice to the expert craft a better portfolio.
Identity Theft: What You Need to Know
Headquarters Library, Thursday, April 6, 7:00–8:00
ID theft is the number 1 crime in America. Learn what to do if your identity is stolen. Presented by Dwayne McDorman, a licensed financial advisor who has worked with fraud investigators and attorneys.
Be Money Smart with Robert Williams from the Virginia Credit Union!
Although our economy has changed significantly since fellow Virginian Thomas Jefferson advised us to “never spend your money before you have earned it,” most of us would agree that his wisdom still makes sense for our financial stability. If you’d like more sage advice, invest an hour or two of your time to join us for these events in support of Financial Literacy Month this April. They are guaranteed to make you Money Smart!
Building a Better Budget with Robert Williams
Headquarters Library, Tuesday, April 4, 6:30–7:30
Practical advice for creating and sticking to a budget with tools to track spending and establish savings goals.
Strategies for Eliminating Debt with Robert Williams
Headquarters Library, Monday, April 10, 6:30–7:30
Learn how to reduce your debt through specific examples and strategies.
Your Credit Score with Robert Williams
Headquarters Library, Thursday, April 13, 6:30–7:30.
Learn the components of and how to build, manage, and maintain a great credit score.
Looking for books to help you with your money management? We recommend these resource collections: