Rappahannock United Way (RUW) is offering free financial coaching, one-on-one, at select library locations. These financial check-up workshops are designed to help you achieve greater financial stability. You and your coach can discuss any of these topics:
-A better way to manage your money
-How to reduce your debt
-How to increase your savings
-What a credit score is and how to improve it
Free tax clinics are offered by the AARP and the Rappannock United Way at select library branches this year.
Check our Tax Answers page for details, and get your refund early!
The U.S. currency reader is on the way! The U. S. Bureau of Engraving and Printing (BEP) has developed a currency reader for the blind and is partnering with the Library of Congress’ National Library Service for the Blind in order to distribute the free device to people who are already certified for Talking Books. The distribution will begin in January and you should let your librarian know that you are anxious to receive one.
If there was one thing that people across the country could agree on right now, it would be the ridiculously high cost of today’s college education. Most parents assume that student loans are a fact of life, and most students assume that student loan debt is a necessary and even positive thing. If you want to get a good job, it’s commonly thought that going to a good college (chosen in part by U.S. News and World Report rankings) and getting a good name on your diploma simply costs money and there’s nothing you can do about it.
Due to increased federal withholding, federal workers will see a lower number on their annuity checks. Higher health insurance premiums and no cost-of-living adjustments for two years make this change even more noticable.
Retirees can affect the amount of their checks bu adjusting their federal tax withholding deductions at www.opm.gov/retire or by calling 1-888-767-6738. Be aware that changing the amount of withholdings will not change your tax liability.